To help your appraisal go as smoothly as possible here are some tips:
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Any plot plan or survey of the house/land
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Any information on the purchase of the property
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Any property agreements (for example a maintenance agreement for a shared driveway)
- Any documents such as a title policy with information on encroachments or easements
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Any inspection reports (such as septic, wells, insect, or any other recent reports)
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A list of any recent major home improvements (such as the addition of energy efficiency upgrades or roof repairs and permit confirmation)
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If sale is pending - A copy of the current listing agreement with broker's data sheet and purchase agreement
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If sale is pending - A list of personal property to be sold with the home
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Any information on "Homeowners Associations" or condominium covenants and fees
- Any other information you may feel is relevant.
Once your appraiser has arrived, you do not need to accompany them along on the entire inspection, but you should be available to answer questions about your property. Here are a few other tips:
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Accessibility: Appraisers are very thorough in their inspections (but they are not home inspectors). Make sure that all areas of the home are accessible, especially the attic and the crawl space/basement.
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Housekeeping: Appraisers see many of homes a year and are no strangers to clutter, but they're human beings too. In addition, they are sometimes required to take pictures.
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Maintenance: We often recommend repairing small things like leaky faucets, missing door handles and trim.
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FHA/HUD Inspection Items: If the loan is for an FHA/HUD loan, we strongly recommend to ask your appraiser if there are additional things that should be done before they come. Some things they may recommend might be: fixing leaky or dripping faucets, replacing broken glass, etc.
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